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401(k) Matching Formulas that could Boost Participation without Breaking the Budget


Offering a retirement plan shows your employees that you are committed to helping them save for their future. A matching formula is a great way to give a little bit more to your employees and increase contributions!


There are many matching formulas that can boost contributions and won’t break your bank or budget. Here are three to consider:

  • Safe Harbor

  • Graded Vesting

  • Cliff Vesting

In this guide, you will gain insights about these three formulas, their advantages and eligibility requirements.



PWMG 401(k) Advisors

11 Foster Street, Suite 200

Worcester, MA 01608

OFFICE: (877) 712-2263

FAX: (508) 519-0285

Securities and advisory services offered through LPL Financial a registered investment advisor, Member FINRA/SIPC.

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CONTACT PWMG 401(k) ADVISORS

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PWMG 401(k) Advisors

WORCESTER

324 Grove Street
Second Floor

Worcester, MA 01605

CHICOPEE

450 Memorial Drive, Suite 407

Chicopee, MA 01020

Phone: (855) 508-401k
Fax: (508) 519-8426

Web: www.pwmg401k.com

Email: info@pwmg401k.com

Check the background of this firm on FINRA’s BrokerCheck.

 

LPL Financial Form CRS


Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AL, AZ, CA, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, VA, VT, WA, 

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